Does Tiffany offer financing options for their customers?


When it comes to luxury purchases, financing options can often be a crucial factor for customers. Tiffany & Co., the iconic jewelry retailer, understands this and strives to provide its customers with a convenient and flexible financing experience. In this article, we will explore the various financing options offered by Tiffany, as well as the benefits and considerations of each.

Tiffany & Co. Credit Card

One of the primary financing options available to Tiffany customers is the Tiffany & Co. Credit Card. This credit card allows customers to make purchases at Tiffany and pay for them over time, with the added convenience of special financing plans. Here are some key features of the Tiffany & Co. Credit Card:

  • Special Financing Plans: The credit card offers customers the option to take advantage of special financing plans for qualifying purchases. These plans typically include promotional interest rates or deferred interest promotions, allowing customers to pay off their purchases over a set period without incurring any interest charges.
  • Rewards Program: In addition to financing options, the Tiffany & Co. Credit Card also offers a rewards program. For every purchase made using the card, customers earn points that can be redeemed for various rewards, such as discounts, free engraving, or even exclusive events.
  • Convenient Online Account Management: Cardholders can easily manage their Tiffany & Co. Credit Card account online. This includes viewing statements, making payments, and tracking reward points.

It is important to note that the Tiffany & Co. Credit Card is subject to credit approval. Customers interested in applying for the card can do so online or at a Tiffany & Co. store.

Tiffany & Co. Installment Plan

In addition to the credit card, Tiffany also offers an installment plan for customers seeking an alternate financing option. The Tiffany & Co. Installment Plan allows customers to divide their purchase into monthly payments, making it more affordable and manageable. Here are some key aspects of the installment plan:

  • No Interest: The installment plan does not charge any interest, making it an attractive option for customers looking to spread out their payments without incurring additional costs.
  • Flexible Payment Period: Customers can choose the payment period that best suits their needs, ranging from 6 to 24 months.
  • Easy Application Process: Applying for the installment plan is a straightforward process. Customers can apply online, in-store, or even during the purchase transaction at a Tiffany & Co. store.

The Tiffany & Co. Installment Plan provides customers with a convenient financing option that allows them to enjoy their purchase while making manageable monthly payments.

Considerations and Benefits

When considering financing options for a luxury purchase, it is essential to weigh the benefits and considerations. Here are some key factors to keep in mind:

  • Convenience: Financing options such as the Tiffany & Co. Credit Card and Installment Plan offer customers the flexibility to make their desired purchase without having to pay the full amount upfront.
  • Special Financing Offers: The Tiffany & Co. Credit Card often provides customers with exclusive special financing plans, allowing them to enjoy lower or deferred interest rates.
  • Rewards: The Tiffany & Co. Credit Card also provides customers with a rewards program, offering additional benefits and incentives for using the card.
  • Financial Responsibility: Before opting for a financing option, customers should assess their financial situation and ensure that they will be able to make the monthly payments within the required time frame.

By carefully considering these factors, customers can make an informed decision about the financing option that best suits their needs and preferences.


Choosing a financing option for a luxury purchase like Tiffany jewelry can be an important decision. Fortunately, Tiffany & Co. recognizes this and offers its customers flexible and convenient financing options. Whether it's the Tiffany & Co. Credit Card with its special financing plans and rewards program, or the Tiffany & Co. Installment Plan for affordable monthly payments, customers have options to make their dream purchase a reality. As always, it is essential to closely review the terms and conditions of any financing option before making a decision to ensure it aligns with your financial goals and capabilities.


  • Can I apply for the Tiffany & Co. Credit Card online?

    Yes, you can apply for the Tiffany & Co. Credit Card online. The application process is easy, and you will receive a decision on your application shortly.

  • Are there any annual fees associated with the Tiffany & Co. Credit Card?

    No, there are no annual fees associated with the Tiffany & Co. Credit Card. However, it is always recommended to review the terms and conditions for the most accurate and up-to-date information.

  • Can I use the Tiffany & Co. Installment Plan for online purchases?

    Yes, the Tiffany & Co. Installment Plan can be used for online purchases as well as in-store purchases. Simply select the installment plan option during the checkout process.

  • Can I pay off my Tiffany & Co. credit card balance early?

    Yes, you have the option to pay off your Tiffany & Co. credit card balance early without incurring any penalties. This can be done online through your account management portal or by contacting customer service.

19 October 2023
Written by John Roche